First Time Buyer Mortgages

Buying a property for the first time can be a daunting process. You'll want to make sure that the decisions you make will give you a solid foothold on the property ladder.

The most important of those decisions is getting the right advice from someone you can trust. The Property Specialists will look at all available options and guide you through the whole process. We won't confuse you with unnecessary information, but we will tell you everything you need to know.

In a market of soaring property prices many first time buyers want 100% mortgages and some look to raise more than that because they need to free up capital to make improvements to their new home. We find the best deals, including special introductory rates, and can sometimes negotiate mortgages of up to 125% of the property valuation. In some instances lenders will provide a mortgage of up to 5 times an individual's salary; the Financial Services Authority recommends a lower multiple than this but whatever your circumstances we will help you find a mortgage that fits in with your finances.

Before you even make an offer on your first home contact us.