Welcome to The Mortgage Specialists based in Essex

The Property Specialists Ltd is both an estate agency and Mortgage brokerage and was set up in 2007. The Mortgage and Insurance department is organised and run by Steve McCarthy an experienced financial adviser who has been in the industry since 1997.

We are a small mortgage consultancy and pride ourselves on keeping things personal and ensuring the advice you receive is perfect for your individual situation.

Our clients receive clear, independent advice delivered in a professional way.

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You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

Our Privacy Cookie Statement describes how we use your data, who we might share it with and what rights you have.

The Property Specialists Limited are appointed representatives of Ingard Financial Limited who are Authorised and Regulated by the Financial Conduct Authority 450731.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be a fee of £250 for the mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £250.

The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk.